PPF Interest Rate
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Table of Contents
What is PPF?
PPF Interest Rate FY 2023-24
How Is PPF Interest Rate Calculated?
- The lowest balance in the PPF account between the 5th and the end of the month is used to compute interest.
- If you makes a deposit before the 5th of each month, you will get interest for that month's investment. Otherwise, interest is based on the PPF account's prior balance.
- If a monthly PPF investment is made, investing before or after the fifth month will have a negligible influence on the PPF interest of a few hundred rupees.
- If an investor is making a lump-sum annual investment in a PPF plan, they should do it before April 5th. For the month of April, the interest earned will be applied to a larger balance.
1. Monthly Payments
2. Lump sum Payments
Frequently Asked Questions on PPF Interest Rate
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Disclaimer
ABSLI Nishchit Aayush Plan. This is a non-linked non-participating individual savings life insurance plan. UIN No 109N137V06
^ - Provided 0 year deferment & monthly income frequency is chosen at the time of inception of the policy.
~ Male- 25 yrs invests in ABSLI Nishchit Aayush Plan with Level Income + Lumpsum Benefit. He chooses premium payment term 10 yrs , policy term 40 years, benefit option -Long Term Income, Sum Assured 7 times of Annualized Premium and Deferment Period 0 years. Annualized Premium is ₹1,20,000 (Exclusive of GST.). Annual Income of ₹45,900 (45,900*40=18,36,000) + Maturity Benefit (₹16,80,000)= ₹35,16,000
ADV/7/22-23/667.
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